Overdraft Notice
Tue 5 Aug 2008
To: Mr. Brett Favre
1265 Lombardi Ave.
Green Bay, WI 54304
From: Your friends at Credibility Bank
Dear Mr. Favre,
We regret to inform you that your account with Credibility Bank has been overdrawn. As is our policy in all overdraft situations, your account is heretofore been closed.
It is not, however, our policy to review how an account came to be overdrawn and subsequently closed. But because you held such a large account with us, we felt like we owed you at least a transcription of the deposits and withdrawals on your account, that you might use this information to your advantage, should you try to open an account with another of our branches in another city.
First, we’ll cover the deposits. When you first opened your account back in 1992, we had to waive the minimum account balance just to get your business. You were a punky kid pulled off the scrap heap in Atlanta who knew less about the X’s and O’s of football than Pepper Burris, the Packers’ trainer. But with each successive year your account grew, and in 1995 you helped lift the team to the NFC Championship. We thanked you for the big deposit made that day.
And in 1996 we thought you’d won the lottery, beating the New England Patriots in the Superbowl. At that point you could have lived off of the interest paid to you by Credibility, much like Bart Starr has been doing for decades.
After the following year’s Superbowl loss, we noticed that deposits weren’t as frequent, and not as large. When you went public about Javon Walker’s holdout, you spent some of the fund in your Credibility account. But with two Superbowl trips and one victory, you had Credibility funds to spare. With each passing year the questions loomed larger about whether you would retire. We’re not sure if you liked the attention, or you really struggled with making a decision that would only affect the next 12 months of your life. Whatever the case, in 2005 you began a steady pattern of withdrawals from Credibility, dragging out your decision process deeper into the calendar with each successive year.
Now in 2008, we weren’t sure if you’d gotten involved with high stakes gambling or possibly got mixed up with some high dollar hotties, but your Credibility account dropped precipitously. Family sources started leaking that you were going to retire, a claim that you promptly denied. But you retired shortly thereafter. When you did hold the press conference you simply didn’t have anymore to give to football. But within a few weeks you were throwing heaters to high school receivers. And calling around to see if anyone still loved you wanted you to play. You thought you might want to come back.
At Credibility Bank we probably deserve some of the blame, because we saw how fast your account balance was dropping, yet we did nothing. We could have warned you of how poorly you were managing your Credibility funds, and how to start putting funds back into your Credibility account. But we didn’t.
At this point, your account was in a free fall. You had frequent contact with a rival bank, inquiring about a transfer of funds. You went on national television to tell your side of things, which only resulted in an even lower Credibility balance. Did you really think the Packers would wait until training camp for your decision? What should they have done in the meantime, when the Packers didn’t know if they should be opening a new account for a new customer?
So when you say that the differences between you and the Packers are irreconcilable, please be aware that Credibility will have no further dealings with you. Your checks written on Credibility accounts will all bounce.
When things were good we did appreciate your business, but now we’d just prefer that you take your business to the bank in the next town.
Signed,
Your friends at Credibility Bank
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